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America's #1
Debt Consolidation Leader.

Since 2020, we've been building the most transparent debt consolidator in the the USA.
We have saved 1000's of families from the financial burden of heavy credit card debt.

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Debt Consolidation Loans Funded Since 2020

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How It Works

Get Financial Freedom In
Just 3 Simple Steps

182 Loans Already Approved Today

Get Pre-Approved In Minutes

We Keep All Your Information 100% secure & confidential

Why consolidate debt?

What Are The Benefits?

When you consolidate your debt, you are combining all of your existing unsecured debt into a single
installment loan. Removethe headaches of paying multiple cards every month.

Only One Payments

Pay Only
One Payments

Consolidating into one affordable monthly payment.

Save Your Money

A lower fixed-interest rate WILL reduce the total interest you pay while getting you out of debt the fraction of the time.

Low Fixed Rate

With an affordable fixed rate, your monthly payment never increases. Talk about simple!

182 Loans Already Approved Today

Get Pre-Approved In Minutes

We Keep All Your Information 100% secure & confidential

Consolidate & Save

How Much Can
You Save?

Consolidating your credit card debt with a personal loan can help you save in the long run. Enter
your credit card debt amount and see how much you can save.

How much credit card
debt do you owe?

$30,000

$25,000+

$150,000+

Your Potential Yearly Savings

$8,100

182 Loans Already Approved Today

Get Pre-Approved In Minutes

We Keep All Your Information 100% secure & confidential

Testimonials

Here's What Our
Clients Are Saying

Quick Approval

Consolidated $28,450

I applied and was approved in literally 1 day. Quick, simple and easy. Would recommend to others.

Cathy M. Verified User

Wipe out my credit card debt

Consolidated $32,000

One Path Financial helped my wife and I get out of or wedding debt fast. They got me the financing I needed to wipe out my credit card debt.

Jake P. Verified User

Great

Consolidated $41,000

It really was fast & easy! One Path Financial is great!

Judith M. Verified User

182 Loans Already Approved Today

Get Pre-Approved In Minutes

We Keep All Your Information 100% secure & confidential

Privacy Comes First

We take your data security very seriously. Rest assured knowing One Path Financial protects your data with advanced encryption.

Why One Path Financial

One Path Financial
Features

$0 To Apply

One Path Financial is free to use for anyone with over $25,000 in credit card debt.

Real-Time Quotes

We set you up with our best consolidation partners in minutes.

Won't Hurt Credit Score

Checking your rates does not affect your credit score at all.

Loans Up-To $150K

Credit card consolidations ranging from $25,000 to $150,000

Safe, Secure & Fast

We protect your data with advanced end to end encryption.

182 Loans Already Approved Today

Get Pre-Approved In Minutes

We Keep All Your Information 100% secure & confidential

Transparent

With One Path Financial, you can transparently compare your options and choose the best one, without any pressure.

Questions

We’ve Answers

What is a debt consolidation?

Debt consolidation is the process of combining your existing high-interest debt, like credit cards, into one manageable personal loan with a fixed monthly installment payment. Instead of making multiple payments each month to various creditors, you make just one payment at a lower overall interest rate, which reduces your monthly payment obligation and simplifies your bill-paying process.

Who’s eligible for a debt consolidation loan?
What does it mean to prequalify for a loan?
How long does it take to get prequalified?
How can I apply for a debt consolidation loan?

182 Loans Already Approved Today

Get Pre-Approved In Minutes

We Keep All Your Information 100% secure & confidential

Privacy Policy | Terms & Conditions | Contact

*One Path Financial is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. The use of trademarks does not signify or suggest the endorsement, affiliation, or sponsorship, of or by One Path Financial of those trademark owners or their sites, products or services, or they of us or ours. HorizonsLending.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

The operator of this website is not a lender, does not broker loans to lenders and does not make loans or credit decisions. This website does not constitute an offer or solicitation to lend. This website will submit the information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. One Path Financial or its affiliates may call you or send you SMS text messages as part of our/their service offering. The phone number or other service belonging to the called/messaged person(s) could incur charges for such contact. REPLY "HELP" FOR HELP, REPLY "STOP" TO CANCEL. By using this site you agree to the Terms & Conditions and Privacy Policy.

**The Annual Percentage Rates (APR), interest rates, loan types, loan terms, loan amounts, origination fees and other terms provided in this website are estimated based on information you provided, data offered by partners, and publicly available information. All information is presented without warranty, and the estimated APR, terms and other features are not binding in any way. Lenders offer a range of APRs and loan programs depending on your credit history, income, and other factors. Only borrowers with excellent credit qualify for the lowest rates. Your actual APR will depend on your credit score, loan amount, term, income, and credit history. All loans must be reviewed and approved by the lenders. All loan terms, rates, and other features are subject to change.

† To check the rates and terms you qualify for, one or more soft credit pulls may be done by One Path Financial, and/or One Path Financial's lending partners, that will not affect your credit score. However, if you choose to continue your application at a lending partners' website or by phone, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

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